NXP, Xiaomi Usher in Era of Secure Tap-to-Pay for Mobile Transit and Contactless Payment in China

NXP Semiconductors and Xiaomi Inc. announced they are successfully deploying best-in-class technologies to implement secure, convenient mobile transit experiences countrywide across China’s popular metro stations and public bus lines.
 
With Xiaomi’s recent launch of Mi Pay, featuring NXP’s embedded secure element (eSE) technology, consumers will benefit from the highest level of security for transactions from both bank and transportation accounts. Users can add their China UnionPay and public transportation cards to the Mi Wallet app in Xiaomi mobile MIUI system, eliminating the need to bring their wallets, making it even more convenient to use public transportation and go about their daily lives.
 
With Xiaomi introducing a mobile phone equipped with NXP’s Near Field Communications (NFC) and eSE earlier this year, the two companies collaborated to deliver secure, convenient mobile transit experiences in China’s cities. Since initial launch of the mobile transit services in Shanghai and Shenzhen in June, activation rates achieved double-digit growth among commuters. Earlier this month, the two companies successfully extended the adoption of the Mi Pay app in both banking and public transportation cards for the launches of mobile transit services in Beijing, Guangdong Province, Wuhan and Suzhou.
 
“As mobile payment gradually becomes a natural part of people’s lives in China and the rest of the world, Xiaomi and NXP have cooperated in the promotion of innovative mobile payment in China since 2012,” said Hong Feng, co-founder and head of MIUI Division at Xiaomi. “Today, Xiaomi has over 200 million users around the world, a majority of these users are young tech savvy people who are the backbone of China’s thriving mobile internet market.”
 
“The 15% in Shanghai and 20% in Shenzhen activation growths validates commuters’ preference to adopt secure mobile transit experiences,” said Rafael Sotomayor, SVP and GM for the mobile business line at NXP.
 
Today, the solution is used to enable Mi Pay and are available in China on Xiaomi’s Mi 5 smartphones. Mi Pay relies on a built-in NXP NFC chip with a separate secure element chip that has been proven to withstand a variety of invasive, semi-invasive and non-invasive attacks to provide the highest level of data protection and encryption to end users, payment issuers and smartphone manufacturers.